Smart401k®, LLC is an SEC-registered investment advisor and wholly owned subsidary of Financial Engines, Inc. which provides independent investment recommendations for both participants of employer-sponsored retirement plans and those plans.©[1998-2016] Financial Engines, Inc. All rights reserved. Financial Engines® is a registered trademark of Financial Engines, Inc. All advisory services are provided by our subsidary and associated registered investment advisors, including Financial Engines Advisor L.L.C (FEA), Financial Engines Advisor Center, LLC (FEAC), and the registered investment advisors which are part of the nationwide system of registered investment advisors knows as Financial Engines. Financial Engines does not guarantee results and past performance is no guarantee of future results.

The Research Center, an affiliate of Financial Engines and Smart 401k, is an SEC registered investment adviser which provides asset allocation and financial engine recommendations, as well as market and economic research to each Store in Financial Engines organization and their advisors. This includes the Store that provides you with advisory services. The Research Center does not manage client assets but rather provides non-discretionary investment advisory services to affiliates, including Smart401k. The Research Center provides templates of various asset allocation models for use by Smart401k Advisors. These templates include a range of asset allocation models from the most conservative to the most aggressive. Smart401k is responsible for evaluating and determining the proper asset allocation for a particular client and implementing an investment strategy for that client.